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First Citizens Bank Limited

New Equity of

US$ 50,000,000

May 2009

First Citizens Bank Limited (“First Citizens”) is a leading commercial bank in Trinidad & Tobago. Founded in 1993 through the merger of three banks, First Citizens is wholly-owned by the Republic of Trinidad & Tobago and, effective upon completion of the 2009 transactions, had total assets of over US$4 billion.

Pan American Finance advised First Citizens on a new US$50 million capital commitment by the Republic of Trinidad & Tobago.