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July 26, 2016

Ferreteria EPA S.A.

Ferreteria EPA S.A.

Senior Long- Term Financing

Provided by DEG

US$ 12,000,000

May 2009

Ferreter√≠a EPA S.A. (“EPA”) is one of the largest home improvement store chains in Costa Rica.

Pan American Finance advised EPA on a new US$12 million, 10-year, senior term loan from DEG – Deutsche Investitions- und Entwicklungsgesellschaft (the German Development Bank) used for EPA’s expansion in Costa Rica.

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